.ct-section {
width:100%;
background-size:cover;
background-repeat:repeat;
}
.ct-section>.ct-section-inner-wrap {
display:flex;
flex-direction:column;
align-items:flex-start;
}
.ct-div-block {
display:flex;
flex-wrap:nowrap;
flex-direction:column;
align-items:flex-start;
}
.ct-new-columns {
display:flex;
width:100%;
flex-direction:row;
align-items:stretch;
justify-content:center;
flex-wrap:wrap;
}
.ct-link-text {
display:inline-block;
}
.ct-link {
display:flex;
flex-wrap:wrap;
text-align:center;
text-decoration:none;
flex-direction:column;
align-items:center;
justify-content:center;
}
.ct-link-button {
display:inline-block;
text-align:center;
text-decoration:none;
}
.ct-link-button {
background-color: #1e73be;
border: 1px solid #1e73be;
color: #ffffff;
padding: 10px 16px;
}
.ct-image {
max-width:100%;
}
.ct-fancy-icon>svg {
width:55px;height:55px;}
.ct-inner-content {
width:100%;
}
.ct-slide {
display:flex;
flex-wrap:wrap;
text-align:center;
flex-direction:column;
align-items:center;
justify-content:center;
}
.ct-nestable-shortcode {
display:flex;
flex-wrap:nowrap;
flex-direction:column;
align-items:flex-start;
}
.oxy-comments {
width:100%;
text-align:left;
}
.oxy-comment-form {
width:100%;
}
.oxy-login-form {
width:100%;
}
.oxy-search-form {
width:100%;
}
.oxy-tabs-contents {
display:flex;
width:100%;
flex-wrap:nowrap;
flex-direction:column;
align-items:flex-start;
}
.oxy-tab {
display:flex;
flex-wrap:nowrap;
flex-direction:column;
align-items:flex-start;
}
.oxy-tab-content {
display:flex;
width:100%;
flex-wrap:nowrap;
flex-direction:column;
align-items:flex-start;
}
.oxy-testimonial {
width:100%;
}
.oxy-icon-box {
width:100%;
}
.oxy-pricing-box {
width:100%;
}
.oxy-posts-grid {
width:100%;
}
.oxy-gallery {
width:100%;
}
.ct-slider {
width:100%;
}
.oxy-tabs {
display:flex;
flex-wrap:nowrap;
flex-direction:row;
align-items:stretch;
}
.ct-modal {
flex-direction:column;
align-items:flex-start;
}
.ct-span {
display:inline-block;
text-decoration:inherit;
}
.ct-widget {
width:100%;
}
.oxy-dynamic-list {
width:100%;
}
@media screen and (-ms-high-contrast: active), (-ms-high-contrast: none) {
			.ct-div-block,
			.oxy-post-content,
			.ct-text-block,
			.ct-headline,
			.oxy-rich-text,
			.ct-link-text { max-width: 100%; }
			img { flex-shrink: 0; }
			body * { min-height: 1px; }
		}            .oxy-testimonial {
                flex-direction: row;
                align-items: center;
            }
                        .oxy-testimonial .oxy-testimonial-photo-wrap {
                order: 1;
            }
            
                        .oxy-testimonial .oxy-testimonial-photo {
                width: 125px;                height: 125px;                margin-right: 20px;
            }
            
                        .oxy-testimonial .oxy-testimonial-photo-wrap, 
            .oxy-testimonial .oxy-testimonial-author-wrap, 
            .oxy-testimonial .oxy-testimonial-content-wrap {
                align-items: flex-start;                text-align: left;            }
            
                                                            .oxy-testimonial .oxy-testimonial-text {
                margin-bottom:8px;font-size: 21px;
line-height: 1.4;
-webkit-font-smoothing: subpixel-antialiased;
            }
            
                                    .oxy-testimonial .oxy-testimonial-author {
                font-size: 18px;
-webkit-font-smoothing: subpixel-antialiased;
            }
                            

                                                .oxy-testimonial .oxy-testimonial-author-info {
                font-size: 12px;
-webkit-font-smoothing: subpixel-antialiased;
            }
            
             
            
                        .oxy-icon-box {
                text-align: left;                flex-direction: column;            }
            
                        .oxy-icon-box .oxy-icon-box-icon {
                margin-bottom: 12px;
                align-self: flex-start;            }
            
                                                                        .oxy-icon-box .oxy-icon-box-heading {
                font-size: 21px;
margin-bottom: 12px;            }
            
                                                                                    .oxy-icon-box .oxy-icon-box-text {
                font-size: 16px;
margin-bottom: 12px;align-self: flex-start;            }
            
                        .oxy-icon-box .oxy-icon-box-link {
                margin-top: 20px;                            }
            
            
            /* GLOBALS */

                                                            .oxy-pricing-box .oxy-pricing-box-section {
                padding-top: 20px;
padding-left: 20px;
padding-right: 20px;
padding-bottom: 20px;
text-align: center;            }
                        
                        .oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-price {
                justify-content: center;            }
            
            /* IMAGE */
                                                                                    .oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-graphic {
                justify-content: center;            }
            
            /* TITLE */
                                                            
                                    .oxy-pricing-box .oxy-pricing-box-title-title {
                font-size: 48px;
            }
            
                                    .oxy-pricing-box .oxy-pricing-box-title-subtitle {
                font-size: 24px;
            }
            

            /* PRICE */
                                                .oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-price {
                                                flex-direction: row;                                            }
            
                                    .oxy-pricing-box .oxy-pricing-box-currency {
                font-size: 28px;
            }
            
                                    .oxy-pricing-box .oxy-pricing-box-amount-main {
                font-size: 80px;
line-height: 0.7;
            }
            
                                    .oxy-pricing-box .oxy-pricing-box-amount-decimal {
                font-size: 13px;
            }
                        
                                    .oxy-pricing-box .oxy-pricing-box-term {
                font-size: 16px;
            }
            
                                    .oxy-pricing-box .oxy-pricing-box-sale-price {
                font-size: 12px;
color: rgba(0,0,0,0.5);
                margin-bottom: 20px;            }
            
            /* CONTENT */

                                                                        .oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-content {
                font-size: 16px;
color: rgba(0,0,0,0.5);
            }
            
            /* CTA */

                                                                        .oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-cta {
                justify-content: center;            }
            
        
                                .oxy-progress-bar .oxy-progress-bar-background {
            background-color: #000000;            background-image: linear-gradient(-45deg,rgba(255,255,255,.12) 25%,transparent 25%,transparent 50%,rgba(255,255,255,.12) 50%,rgba(255,255,255,.12) 75%,transparent 75%,transparent);            animation: none 0s paused;        }
                
                .oxy-progress-bar .oxy-progress-bar-progress-wrap {
            width: 85%;        }
        
                                                        .oxy-progress-bar .oxy-progress-bar-progress {
            background-color: #66aaff;padding: 40px;animation: none 0s paused, none 0s paused;            background-image: linear-gradient(-45deg,rgba(255,255,255,.12) 25%,transparent 25%,transparent 50%,rgba(255,255,255,.12) 50%,rgba(255,255,255,.12) 75%,transparent 75%,transparent);        
        }
                
                        .oxy-progress-bar .oxy-progress-bar-overlay-text {
            font-size: 30px;
font-weight: 900;
-webkit-font-smoothing: subpixel-antialiased;
        }
        
                        .oxy-progress-bar .oxy-progress-bar-overlay-percent {
            font-size: 12px;
        }
        
        .ct-slider .unslider-nav ol li {border-color: #ffffff; }.ct-slider .unslider-nav ol li.unslider-active {background-color: #ffffff; }.ct-slider .ct-slide {
				padding: 0px;			}
		
                        .oxy-superbox .oxy-superbox-secondary, 
            .oxy-superbox .oxy-superbox-primary {
                transition-duration: 0.5s;            }
            
            
            
            
            
        
        
        
        
            .oxy-shape-divider {
                width: 0px;
                height: 0px;
                
            }
            
            .oxy_shape_divider svg {
                width: 100%;
            }
            .oxy-pro-menu .oxy-pro-menu-container:not(.oxy-pro-menu-open-container):not(.oxy-pro-menu-off-canvas-container) .sub-menu{
box-shadow:px px px px ;}

.oxy-pro-menu .oxy-pro-menu-show-dropdown .oxy-pro-menu-list .menu-item-has-children > a svg{
transition-duration:0.4s;
}

.oxy-pro-menu .oxy-pro-menu-show-dropdown .oxy-pro-menu-list .menu-item-has-children > a div{
margin-left:0px;
}

.oxy-pro-menu .oxy-pro-menu-mobile-open-icon svg{
width:30px;
height:30px;
}

.oxy-pro-menu .oxy-pro-menu-mobile-open-icon{
padding-top:15px;
padding-right:15px;
padding-bottom:15px;
padding-left:15px;
}

.oxy-pro-menu .oxy-pro-menu-mobile-open-icon, .oxy-pro-menu .oxy-pro-menu-mobile-open-icon svg{
transition-duration:0.4s;
}

.oxy-pro-menu .oxy-pro-menu-mobile-close-icon{
top:20px;
left:20px;
}

.oxy-pro-menu .oxy-pro-menu-mobile-close-icon svg{
width:24px;
height:24px;
}

.oxy-pro-menu .oxy-pro-menu-mobile-close-icon, .oxy-pro-menu .oxy-pro-menu-mobile-close-icon svg{
transition-duration:0.4s;
}

.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-off-canvas-container, .oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-open-container{
background-color:#ffffff;
}

.oxy-pro-menu .oxy-pro-menu-off-canvas-container, .oxy-pro-menu .oxy-pro-menu-open-container{
background-image:url();
}

.oxy-pro-menu .oxy-pro-menu-off-canvas-container .oxy-pro-menu-list .menu-item-has-children > a svg, .oxy-pro-menu .oxy-pro-menu-open-container .oxy-pro-menu-list .menu-item-has-children > a svg{
font-size:24px;
}

.oxy-pro-menu .oxy-pro-menu-dropdown-links-toggle.oxy-pro-menu-open-container .menu-item-has-children ul, .oxy-pro-menu .oxy-pro-menu-dropdown-links-toggle.oxy-pro-menu-off-canvas-container .menu-item-has-children ul{
background-color:rgba(0,0,0,0.2);
border-top-style:solid;
}

.oxy-pro-menu .oxy-pro-menu-container:not(.oxy-pro-menu-open-container):not(.oxy-pro-menu-off-canvas-container) .oxy-pro-menu-list{
                    flex-direction: row;
               }
.oxy-pro-menu .oxy-pro-menu-container .menu-item a{
                    text-align: left;
                    justify-content: flex-start;
                }
.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-open-container .menu-item, .oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-off-canvas-container .menu-item{
                    align-items: flex-start;
                }

            .oxy-pro-menu .oxy-pro-menu-off-canvas-container{
                    top: 0;
                    bottom: 0;
                    right: auto;
                    left: 0;
               }
.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-open-container .oxy-pro-menu-list .menu-item a, .oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-off-canvas-container .oxy-pro-menu-list .menu-item a{
                    text-align: left;
                    justify-content: flex-start;
                }

            .oxy-site-navigation {
--oxynav-brand-color:#4831B0;
--oxynav-neutral-color:#FFFFFF;
--oxynav-activehover-color:#EFEDF4;
--oxynav-background-color:#4831B0;
--oxynav-border-radius:0px;
--oxynav-other-spacing:8px;
--oxynav-transition-duration:0.3s;
--oxynav-transition-timing-function:cubic-bezier(.84,.05,.31,.93);
}

.oxy-site-navigation .oxy-site-navigation__mobile-close-wrapper{
text-align:left;
}

.oxy-site-navigation > ul{ left: 0; }
.oxy-site-navigation {
                        --oxynav-animation-name: none; 
                    }

                .oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(1){ 
                    background-color: var(--oxynav-brand-color);
                    transition: var(--oxynav-transition-duration);
                    margin-left: var(--oxynav-other-spacing);
                    border: none;
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(2){ 
                    background: transparent;
                    border: 1px solid currentColor;
                    transition: var(--oxynav-transition-duration);
                    margin-left: var(--oxynav-other-spacing);
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(2):not(:hover) > img{
                    filter: invert(0) !important;
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:hover{
                    background-color: var(--oxynav-activehover-color);
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(1) > a{
                    color: var(--oxynav-neutral-color);
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(2) > a{
                    color: var(--oxynav-brand-color);
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:hover > a{
                    color: var(--oxynav-brand-color);
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(1) > a::after{
                    color: var(--oxynav-neutral-color);   
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(2) > a::after{
                    color: var(--oxynav-brand-color);   
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:hover > a::after{
                    color: var(--oxynav-brand-color);   
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true'] > ul{
                    display: none;
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true'] > button, .oxy-site-navigation > ul:not(.open) > li[data-cta='true'] > ul{
                    display: none;
                }

                .ct-section-inner-wrap, .oxy-header-container{
  max-width: 1120px;
}
body {font-family: 'Lato';}body {line-height: 1.85;font-size: 18px;font-weight: 400;color: #333333;}.oxy-nav-menu-hamburger-line {background-color: #333333;}h1, h2, h3, h4, h5, h6 {font-family: 'Playfair Display';font-size: 80px;font-weight: 400;line-height: 1.05;}h2, h3, h4, h5, h6{font-size: 56px;font-weight: 400;line-height: 1.1;}h3, h4, h5, h6{font-size: 42px;font-weight: 400;line-height: 1.15;}h4, h5, h6{font-size: 22px;font-weight: 700;line-height: 1.3;}h5, h6{font-size: 18px;}h6{font-size: 16px;}a {color: #0074db;text-decoration: none;}a:hover {text-decoration: none;}.ct-link-text {text-decoration: ;}.ct-link {text-decoration: ;}.ct-link-button {border-radius: 3px;}.ct-section-inner-wrap {
padding-top: 75px;
padding-right: 20px;
padding-bottom: 75px;
padding-left: 20px;
}.ct-new-columns > .ct-div-block {
padding-top: 20px;
padding-right: 20px;
padding-bottom: 20px;
padding-left: 20px;
}.oxy-header-container {
padding-right: 20px;
padding-left: 20px;
}@media (max-width: 992px) {
				.ct-columns-inner-wrap {
					display: block !important;
				}
				.ct-columns-inner-wrap:after {
					display: table;
					clear: both;
					content: "";
				}
				.ct-column {
					width: 100% !important;
					margin: 0 !important;
				}
				.ct-columns-inner-wrap {
					margin: 0 !important;
				}
			}
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;1,400&family=Montserrat:wght@400;600;700;800;900&family=Lato:wght@300;400;700&display=swap');

:root {
  --f401-navy: #102444;
  --f401-gold: #C8A84B;
  --f401-white: #FFFFFF;
}

body {
  font-family: 'Lato', Arial, sans-serif !important;
  font-size: 24px !important;
  line-height: 1.8 !important;
  font-weight: 400 !important;
  -webkit-font-smoothing: antialiased;
}
h1 {
  font-family: 'Playfair Display', Georgia, serif !important;
  font-weight: 400 !important;
  font-size: 80px !important;
  line-height: 1.05 !important;
}
h2 {
  font-family: 'Playfair Display', Georgia, serif !important;
  font-weight: 400 !important;
  font-size: 56px !important;
  line-height: 1.1 !important;
}
h3 {
  font-family: 'Playfair Display', Georgia, serif !important;
  font-weight: 400 !important;
  font-size: 42px !important;
  line-height: 1.15 !important;
}
h4 {
  font-family: 'Montserrat', Arial, sans-serif !important;
  font-weight: 700 !important;
  font-size: 22px !important;
  line-height: 1.3 !important;
}
p {
  font-family: 'Lato', Arial, sans-serif !important;
  font-size: 24px !important;
  line-height: 1.8 !important;
  font-weight: 400 !important;
  color: inherit !important;
  margin-top: 0;
  margin-bottom: 0;
}
.f401k-section-tag,
.f401k-eyebrow-white,
.f401k-hero-eyebrow {
  font-family: 'Montserrat', Arial, sans-serif !important;
  font-size: 20px !important;
  font-weight: 700 !important;
  letter-spacing: 6px !important;
  color: #C8A84B !important;
  -webkit-text-fill-color: #C8A84B !important;
  text-transform: uppercase !important;
  display: block !important;
  margin-bottom: 16px !important;
}
.f401k-hero::before {
  content: '' !important;
  position: absolute !important;
  top: 0; left: 0; right: 0 !important;
  height: 4px !important;
  background: linear-gradient(90deg, transparent 0%, #C8A84B 30%, #C8A84B 70%, transparent 100%) !important;
  z-index: 2 !important;
}
.f401k-hero::after {
  content: '' !important;
  position: absolute !important;
  bottom: -1px; left: 0; right: 0 !important;
  height: 80px !important;
  background: #FFFFFF !important;
  clip-path: polygon(0 100%, 100% 0%, 100% 100%) !important;
  z-index: 2 !important;
}
.f401k-btn-primary,
.f401k-btn-gold {
  display: inline-block !important;
  background: linear-gradient(135deg, #E8C96A 0%, #C8A84B 25%, #F5E199 50%, #C8A84B 75%, #E8C96A 100%) !important;
  color: #102444 !important;
  -webkit-text-fill-color: #102444 !important;
  border: none !important;
  font-family: 'Montserrat', Arial, sans-serif !important;
  font-weight: 700 !important;
  font-size: 14px !important;
  letter-spacing: 2.5px !important;
  text-transform: uppercase !important;
  padding: 20px 52px !important;
  border-radius: 2px !important;
  text-decoration: none !important;
  box-shadow: 0 4px 20px rgba(200,168,75,0.35) !important;
}
.f401k-btn-ghost,
.f401k-btn-frost {
  display: inline-block !important;
  background: rgba(255,255,255,0.12) !important;
  color: #FFFFFF !important;
  -webkit-text-fill-color: #FFFFFF !important;
  border: 1px solid rgba(255,255,255,0.55) !important;
  font-family: 'Montserrat', Arial, sans-serif !important;
  font-weight: 700 !important;
  font-size: 14px !important;
  letter-spacing: 2.5px !important;
  text-transform: uppercase !important;
  padding: 20px 52px !important;
  border-radius: 2px !important;
  text-decoration: none !important;
}
.f401k-who-card { position: relative; }
.f401k-who-card .card-default {
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  transition: opacity 0.4s ease;
  z-index: 1;
}
.f401k-who-card .card-hover {
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  opacity: 0;
  transition: opacity 0.4s ease;
  z-index: 2;
}
.f401k-who-card:hover .card-default { opacity: 0 !important; }
.f401k-who-card:hover .card-hover { opacity: 1 !important; }
.f401k-who-card .card-default p {
  color: #C8A84B !important;
  -webkit-text-fill-color: #C8A84B !important;
  font-family: 'Playfair Display', Georgia, serif !important;
  text-align: left !important;
}
.f401k-who-card .card-hover p {
  text-align: center !important;
  font-style: normal !important;
}
.f401k-who-card .card-hover p:first-child {
  color: #102444 !important;
  -webkit-text-fill-color: #102444 !important;
  font-family: 'Playfair Display', Georgia, serif !important;
  font-size: 22px !important;
}
.f401k-who-card .card-hover p + p {
  color: #444444 !important;
  -webkit-text-fill-color: #444444 !important;
  font-family: 'Lato', Arial, sans-serif !important;
  font-size: 20px !important;
}
.f401k-credentials-bg {
  background-image: url('https://franchise401kplans.flywheelsites.com/wp-content/uploads/2026/05/68db24156cca5b2c285fb457.webp') !important;
  background-size: cover !important;
  background-position: center center !important;
  position: relative;
}
.f401k-process-bg {
  background-image: url('https://franchise401kplans.flywheelsites.com/wp-content/uploads/2026/05/Media_-St-Johns-Town-Center_05.jpg') !important;
  background-size: cover !important;
  background-position: center center !important;
  position: relative;
}
@media (max-width: 768px) {
  h1 { font-size: 46px !important; }
  h2 { font-size: 36px !important; }
  h3 { font-size: 28px !important; }
  p  { font-size: 18px !important; }
  .f401k-hero { padding: 80px 6% 120px !important; }
}
.f401k-hero {
  padding-top: 280px !important;
}
.f401k-hero {
  padding-top: 280px !important;
}
[style*="padding:140px"] {
  padding-top: 280px !important;
}

[style*="padding: 140px"] {
  padding-top: 280px !important;
}
/* ══════════════════════════════════════════════════════════════════
   GLOBAL MOBILE RESPONSIVE STYLESHEET — SITEWIDE
   Breakpoint standard: 480 / 768 / 1024 / 1120px
   1024px chosen as the "collapse" tier boundary (not 992px) — closes
   the gap that broke the footer on iPad Pro (1024×1366) and Nest Hub
   (1024×600), which both land exactly on 1024px.
══════════════════════════════════════════════════════════════════ */

/* ════════════════════ HOMEPAGE — HERO ════════════════════ */
@media (max-width: 1120px) {
  .f401k-hero { padding: 220px 5% 160px !important; }
  .f401k-hero h1 { font-size: 64px !important; }
  .f401k-home-lead1 { font-size: 28px; }
}
@media (max-width: 1024px) {
  .f401k-hero { padding: 180px 5% 130px !important; }
  .f401k-hero h1 { font-size: 52px !important; margin-bottom: 32px !important; }
  .f401k-home-eyebrow { font-size: 16px; letter-spacing: 4px; margin-bottom: 22px; }
  .f401k-home-rule { margin-bottom: 32px; }
  .f401k-home-lead1 { font-size: 24px; margin-bottom: 20px; }
  .f401k-home-lead2 { font-size: 19px; margin-bottom: 48px; line-height: 1.75; }
}
@media (max-width: 768px) {
  .f401k-hero { padding: 130px 24px 100px !important; }
  .f401k-hero h1 { font-size: 40px !important; line-height: 1.15 !important; margin-bottom: 24px !important; }
  .f401k-home-eyebrow { font-size: 13px !important; letter-spacing: 3px !important; margin-bottom: 18px !important; }
  .f401k-home-rule { margin-bottom: 24px !important; }
  .f401k-home-lead1 { font-size: 21px !important; margin-bottom: 16px !important; line-height: 1.6 !important; }
  .f401k-home-lead2 { font-size: 17px !important; margin-bottom: 36px !important; line-height: 1.7 !important; }
  .f401k-home-btns { flex-direction: column; gap: 14px !important; }
  .f401k-home-btn-gold, .f401k-home-btn-ghost { padding: 16px 28px !important; font-size: 12px !important; text-align: center; width: 100%; }
  .f401k-home-goldseam { height: 50px !important; }
}
@media (max-width: 480px) {
  .f401k-hero { padding: 110px 20px 80px !important; }
  .f401k-hero h1 { font-size: 32px !important; }
  .f401k-home-eyebrow { font-size: 11px !important; letter-spacing: 2px !important; }
  .f401k-home-lead1 { font-size: 18px !important; }
  .f401k-home-lead2 { font-size: 15px !important; }
  .f401k-home-btn-gold, .f401k-home-btn-ghost { font-size: 11px !important; padding: 14px 20px !important; }
}

/* ════════════════════ HOMEPAGE — WHO WE HELP ════════════════════ */
@media (max-width: 1120px) {
  .whc-row1 { grid-template-columns: repeat(3,1fr); }
}
@media (max-width: 1024px) {
  .whc-row1, .whc-row2 { grid-template-columns: 1fr 1fr; }
  .whc-header-h2 { font-size: 44px; }
  .whc-header-p { font-size: 21px; }
}
@media (max-width: 768px) {
  .whc-card { min-height: 240px; }
  .whc-title { font-size: 32px; }
  .whc-logo { width: 56px; top: 18px; left: 18px; }
  .whc-default { padding: 22px; }
  .whc-hover-title { font-size: 23px; }
  .whc-hover-text { font-size: 17px; }
  .whc-header-h2 { font-size: 36px; }
  .whc-header-p { font-size: 19px; }
}
@media (max-width: 480px) {
  .whc-row1, .whc-row2 { grid-template-columns: 1fr; }
  .whc-card { min-height: 200px; }
  .whc-title { font-size: 26px; }
  .whc-logo { width: 46px; top: 14px; left: 14px; }
  .whc-hover-title { font-size: 20px; }
  .whc-hover-text { font-size: 15px; }
  .whc-header-h2 { font-size: 28px; }
  .whc-header-p { font-size: 17px; }
}

/* ════════════════════ HOMEPAGE — PROBLEMS GRID ════════════════════ */
@media (max-width: 1120px) {
  .f401k-prob-outer { padding: 100px 5% 100px; }
  .f401k-prob-num { font-size: 60px; }
}
@media (max-width: 1024px) {
  .f401k-prob-grid { grid-template-columns: 1fr; }
  .f401k-prob-row { grid-template-columns: 150px 1fr; }
  .f401k-prob-h2 { font-size: 40px; }
}
@media (max-width: 768px) {
  .f401k-prob-outer { padding: 70px 24px 70px; }
  .f401k-prob-row { grid-template-columns: 90px 1fr; gap: 0 18px; padding: 18px 0; }
  .f401k-prob-num { font-size: 40px; padding-right: 18px; }
  .f401k-prob-title { font-size: 17px; letter-spacing: 1.5px; }
  .f401k-prob-body { font-size: 17px; line-height: 1.6; }
  .f401k-prob-cta-text { font-size: 26px; }
}
@media (max-width: 480px) {
  .f401k-prob-row { grid-template-columns: 60px 1fr; padding: 14px 0; }
  .f401k-prob-num { font-size: 28px; padding-right: 10px; }
  .f401k-prob-title { font-size: 14px; }
  .f401k-prob-body { font-size: 14px; }
  .f401k-prob-h2 { font-size: 26px; }
  .f401k-prob-cta-text { font-size: 20px; }
}

/* ════════════════════ HOMEPAGE — 8 SOLUTION CARDS ════════════════════ */
@media (max-width: 1120px) {
  .f401k-wwd-row { grid-template-columns: repeat(3,1fr); }
}
@media (max-width: 1024px) {
  .f401k-wwd-row { grid-template-columns: 1fr 1fr; }
  .f401k-wwd-header-h2 { font-size: 44px; }
}
@media (max-width: 768px) {
  .f401k-wwd-header-h2 { font-size: 36px; }
  .f401k-wwd-header-p { font-size: 19px; }
  .f401k-wwd-card-title { font-size: 21px; }
  .f401k-wwd-card-body { font-size: 16px; }
}
@media (max-width: 480px) {
  .f401k-wwd-row { grid-template-columns: 1fr; gap: 20px; margin-bottom: 20px; }
  .f401k-wwd-header-h2 { font-size: 28px; }
  .f401k-wwd-header-p { font-size: 16px; }
}

/* ════════════════════ HOMEPAGE — INDEPENDENT ADVANTAGE ════════════════════ */
@media (max-width: 1120px) {
  .f401k-ia-outer { padding: 80px 5% 110px; }
}
@media (max-width: 1024px) {
  .f401k-ia-h2 { font-size: 42px; }
}
@media (max-width: 900px) {
  .f401k-ia-outer { padding: 60px 24px 90px; }
  .f401k-ia-eyebrow { font-size: 14px; letter-spacing: 3px; }
  .f401k-ia-h2 { font-size: 32px; }
  .f401k-ia-p { font-size: 18px; }
  .f401k-ia-desktop-table { display: none; }
  .f401k-ia-mobile-stack { display: block; }
  .f401k-ia-mstack-headers { display: flex; gap: 10px; margin-bottom: 4px; }
  .f401k-ia-mstack-header { flex: 1; padding: 12px 16px; font-family: 'Montserrat',Arial,sans-serif; font-size: 13px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; text-align: center; border-radius: 3px; }
  .f401k-ia-mstack-header.bad { background: rgba(0,0,0,0.25); color: rgba(255,255,255,0.55); -webkit-text-fill-color: rgba(255,255,255,0.55); }
  .f401k-ia-mstack-header.good { background: linear-gradient(135deg,#E8C96A,#C8A84B,#F5E199,#C8A84B,#E8C96A); color: #1A3A5C; -webkit-text-fill-color: #1A3A5C; }
  .f401k-ia-mrow { margin-bottom: 14px; }
  .f401k-ia-mcell { display: flex; align-items: flex-start; gap: 10px; padding: 16px 18px; border-radius: 3px; margin-bottom: 6px; }
  .f401k-ia-mcell.bad { background: rgba(0,0,0,0.20); }
  .f401k-ia-mcell.good { background: #FFFFFF; }
  .f401k-ia-mcell-icon { font-size: 26px; font-weight: 700; line-height: 1; flex-shrink: 0; color: #C8A84B; -webkit-text-fill-color: #C8A84B; }
  .f401k-ia-mcell-text { font-family: 'Lato',Arial,sans-serif; font-size: 16px; line-height: 1.6; margin: 0; }
  .f401k-ia-mcell.bad .f401k-ia-mcell-text { color: rgba(255,255,255,0.75); -webkit-text-fill-color: rgba(255,255,255,0.75); }
  .f401k-ia-mcell.good .f401k-ia-mcell-text { color: #1A3A5C; -webkit-text-fill-color: #1A3A5C; }
}
@media (max-width: 480px) {
  .f401k-ia-h2 { font-size: 26px; }
  .f401k-ia-mcell-text { font-size: 14px; }
  .f401k-ia-mstack-header { font-size: 11px; }
}

/* ════════════════════ HOMEPAGE — OUR PROCESS ════════════════════ */
@media (max-width: 1120px) {
  .f401k-proc-grid { grid-template-columns: repeat(3,1fr); }
  .f401k-proc-outer { padding: 90px 5% 110px; }
}
@media (max-width: 1024px) {
  .f401k-proc-h2 { font-size: 42px; }
  .f401k-proc-title { font-size: 34px; }
}
@media (max-width: 768px) {
  .f401k-proc-outer { padding: 70px 24px 90px; }
  .f401k-proc-h2 { font-size: 32px; }
  .f401k-proc-p { font-size: 18px; }
  .f401k-proc-grid { grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 40px; }
  .f401k-proc-title { font-size: 30px; }
  .f401k-proc-num { font-size: 40px; }
  .f401k-proc-body { font-size: 16px; }
}
@media (max-width: 480px) {
  .f401k-proc-h2 { font-size: 26px; }
  .f401k-proc-grid { grid-template-columns: 1fr; }
  .f401k-proc-card { padding: 28px 20px; }
}

/* ════════════════════ HOMEPAGE — CREDENTIALS & AWARDS ════════════════════ */
@media (max-width: 1120px) {
  .f401k-cred-h2 { font-size: 46px; }
}
@media (max-width: 1024px) {
  .f401k-cred-desig-item { min-width: 30%; max-width: 32%; }
  .f401k-cred-h2 { font-size: 40px; }
}
@media (max-width: 900px) {
  .f401k-cred-h2 { font-size: 32px; }
  .f401k-cred-p { font-size: 19px; }
  .f401k-cred-quote-row { flex-direction: column; min-height: 0; }
  .f401k-cred-shield-wrap { padding: 32px 0 0; }
  .f401k-cred-shield { height: 100px; }
  .f401k-cred-divider { display: none; }
  .f401k-cred-quote-col { padding: 24px 24px 40px; }
  .f401k-cred-quote-text { font-size: 19px; }
}
@media (max-width: 480px) {
  .f401k-cred-h2 { font-size: 26px; }
  .f401k-cred-desig-item { min-width: 100%; max-width: 100%; }
  .f401k-cred-desig-logo-wrap { height: 80px; }
  .f401k-cred-desig-logo { height: 70px; }
  .f401k-cred-desig-name { font-size: 20px; }
  .f401k-cred-desig-desc { font-size: 15px; }
  .f401k-cred-badge-top { width: 100%; height: 130px; padding: 20px 24px; }
  .f401k-cred-g2-row img, .f401k-cred-napa-row img { max-width: 100% !important; height: auto !important; flex: none !important; }
}

/* ════════════════════ HOMEPAGE — FREE RESOURCES ════════════════════ */
@media (max-width: 1120px) {
  .f401k-fr-h2 { font-size: 46px; }
}
@media (max-width: 1024px) {
  .f401k-fr-h2 { font-size: 38px; }
  .f401k-fr-card { padding: 44px 36px 40px; }
}
@media (max-width: 768px) {
  .f401k-fr-h2 { font-size: 32px; }
  .f401k-fr-p { font-size: 19px; }
  .f401k-fr-cards { gap: 24px; }
  .f401k-fr-card { min-width: 100%; padding: 36px 28px 32px; }
  .f401k-fr-card-title { font-size: 26px; }
  .f401k-fr-card-body { font-size: 18px; margin-bottom: 24px; }
}
@media (max-width: 480px) {
  .f401k-fr-h2 { font-size: 26px; }
  .f401k-fr-card { padding: 28px 20px 24px; }
  .f401k-fr-card-title { font-size: 22px; }
}

/* ════════════════════ HOMEPAGE — LET'S TALK ════════════════════ */
@media (max-width: 1120px) {
  .f401k-lt-h2 { font-size: 46px; }
}
@media (max-width: 1024px) {
  .f401k-lt-h2 { font-size: 38px; }
  .f401k-lt-p { font-size: 21px; }
  .f401k-lt-item-text { font-size: 20px; }
  .f401k-lt-grid { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .f401k-lt-h2 { font-size: 32px; }
  .f401k-lt-p { font-size: 18px; }
  .f401k-lt-item-text { font-size: 18px; line-height: 1.6; }
  .f401k-lt-btns { flex-direction: column; align-items: stretch; }
  .f401k-lt-btns a { text-align: center; }
  .f401k-lt-phone { font-size: 36px; }
}
@media (max-width: 480px) {
  .f401k-lt-h2 { font-size: 26px; }
  .f401k-lt-item-text { font-size: 16px; }
  .f401k-lt-checklist-label { font-size: 15px; letter-spacing: 2px; }
  .f401k-lt-phone { font-size: 28px; }
}

/* ════════════════════ HOMEPAGE — CLIENT RESULTS ════════════════════ */
@media (max-width: 1120px) {
  .f401k-teaser4-stats { grid-template-columns: 1fr 1fr; }
  .f401k-teaser4-inner { padding: 80px 40px 0; }
}
@media (max-width: 1024px) {
  .f401k-teaser4-headline { font-size: 40px; }
  .f401k-teaser4-photo-strip { height: 520px; }
  .f401k-teaser4-float-wrap { padding: 0 40px 40px; }
}
@media (max-width: 900px) {
  .f401k-teaser4-inner { padding: 60px 24px 0; }
  .f401k-teaser4-stats { grid-template-columns: 1fr; gap: 16px; margin-bottom: 40px; }
  .f401k-teaser4-stat-number { font-size: 64px; }
  .f401k-teaser4-stat-label { font-size: 18px; }
  .f401k-teaser4-photo-strip { height: auto; min-height: 560px; }
  .f401k-teaser4-float-wrap { grid-template-columns: 1fr; padding: 0 24px 32px; gap: 24px; position: relative; bottom: auto; }
  .f401k-teaser4-quote-text { font-size: 24px; }
  .f401k-teaser4-right-float { align-items: flex-start; }
  .f401k-teaser4-caption-text { white-space: normal; font-size: 17px; }
}
@media (max-width: 480px) {
  .f401k-teaser4-headline { font-size: 28px; }
  .f401k-teaser4-subtext { font-size: 17px; }
  .f401k-teaser4-quote-text { font-size: 19px; }
}

/* ════════════════════ HOMEPAGE — FAQ ════════════════════ */
@media (max-width: 1120px) {
  .f401k-home-faq-section { padding: 70px 50px; }
}
@media (max-width: 1024px) {
  .f401k-home-faq-section .f401k-hfaq-cols { grid-template-columns: 1fr; }
  .f401k-home-faq-section .f401k-hfaq-h2 { font-size: 44px; }
}
@media (max-width: 768px) {
  .f401k-home-faq-section { padding: 60px 24px; }
  .f401k-home-faq-section .f401k-hfaq-h2 { font-size: 36px; }
  .f401k-home-faq-section .f401k-hfaq-banner { padding: 26px 26px 22px; }
  .f401k-home-faq-section summary { font-size: 19px; padding: 20px 24px; padding-right: 48px; }
  .f401k-home-faq-section .ans { font-size: 17px; padding: 16px 24px 20px; }
}
@media (max-width: 480px) {
  .f401k-home-faq-section { padding: 44px 18px; }
  .f401k-home-faq-section .f401k-hfaq-h2 { font-size: 28px; }
  .f401k-home-faq-section .f401k-hfaq-eyebrow { font-size: 14px; letter-spacing: 3px; }
  .f401k-home-faq-section .f401k-hfaq-banner { padding: 20px 20px 18px; }
  .f401k-home-faq-section summary { font-size: 16px; padding: 16px 20px; padding-right: 42px; }
  .f401k-home-faq-section summary::after { font-size: 24px; right: 16px; }
  .f401k-home-faq-section .ans { font-size: 15px; padding: 14px 20px 18px; }
}

/* ════════════════════ HOMEPAGE — PSB TEASER ════════════════════ */
@media (max-width: 1120px) {
  .hp-psb-header { padding: 70px 50px 60px; }
  .hp-psb-content { padding: 70px 50px 90px; }
  .hp-psb-lower { gap: 56px; }
}
@media (max-width: 1024px) {
  .hp-psb-header h2 { font-size: 44px; }
  .hp-psb-stats { grid-template-columns: 1fr 1fr; gap: 24px; }
  .hp-psb-stat-card-num { font-size: 60px; }
  .hp-psb-lower { grid-template-columns: 1fr; gap: 48px; }
}
@media (max-width: 768px) {
  .hp-psb-header { padding: 60px 24px 52px; }
  .hp-psb-header h2 { font-size: 36px; }
  .hp-psb-header p { font-size: 20px; }
  .hp-psb-content { padding: 60px 24px 80px; }
  .hp-psb-stats { grid-template-columns: 1fr; gap: 20px; }
  .hp-psb-lower-text h3 { font-size: 28px; }
  .hp-psb-lower-text p { font-size: 18px; }
  .hp-psb-stat-card-num { font-size: 56px; }
  .hp-psb-cta-card { padding: 40px 32px; }
  .hp-psb-cta-card-num { font-size: 60px; }
}
@media (max-width: 480px) {
  .hp-psb-header h2 { font-size: 28px; }
  .hp-psb-stat-card-num { font-size: 44px; }
  .hp-psb-cta-card-num { font-size: 44px; }
  .hp-psb-lower-text h3 { font-size: 24px; }
}

/* ════════════════════ FOOTER (sitewide) ════════════════════ */
@media (max-width: 1120px) {
  .f401k-footer-grid { gap: 40px; }
  .f401k-prefooter-inner { padding: 100px 50px 110px; }
  .f401k-footer-inner { padding: 64px 50px 0; }
  .f401k-footer-bottom { padding: 24px 50px 32px; }
}
@media (max-width: 1024px) {
  .f401k-footer-grid { grid-template-columns: 1fr 1fr; gap: 40px 32px; }
  .f401k-prefooter-inner { padding: 90px 40px 100px; }
  .f401k-footer-inner { padding: 64px 40px 0; }
  .f401k-footer-bottom { padding: 24px 40px 32px; }
}
@media (max-width: 768px) {
  .f401k-prefooter-inner { padding: 70px 24px 80px; }
  .f401k-pf-sub { font-size: 18px; margin-bottom: 36px; }
  .f401k-pf-btns { flex-direction: column; width: 100%; }
  .f401k-pf-btn-primary, .f401k-pf-btn-ghost { text-align: center; width: 100%; }
  .f401k-footer-inner { padding: 56px 24px 0; }
  .f401k-footer-grid { grid-template-columns: 1fr; gap: 40px; margin-bottom: 40px; }
  .f401k-footer-brand-desc { max-width: 100%; }
  .f401k-footer-bottom { padding: 20px 24px 28px; flex-direction: column; align-items: flex-start; gap: 16px; }
  .f401k-footer-copy { font-size: 12px; line-height: 1.6; }
  .f401k-footer-bottom-links { gap: 20px; flex-wrap: wrap; }
}
@media (max-width: 480px) {
  .f401k-footer-logo-text { font-size: 26px; }
  .f401k-pf-headline { font-size: 32px; }
  .f401k-footer-cta-text { font-size: 21px; }
  .f401k-footer-disclaimer { font-size: 12px; }
}

/* ══════════════════════════════════════════════════════════════════
   SHARED .f401k-auth-* SYSTEM — applies to every second-wave resource
   page built on this shared class family (confirmed via real code:
   2026 Retirement Plan Limits, Buyer Guide, Beyond Bundled — likely
   also Plan Conversion, Proposal Review, Controlled Groups, Tax
   Credits, Syndicate vs. PEP, since they share the same documented
   naming pattern. Spot-check one of those after pasting to confirm.)
══════════════════════════════════════════════════════════════════ */
@media (max-width: 1120px) {
  .f401k-auth-hero { padding: 200px 60px 160px !important; }
  .f401k-auth-h1 { font-size: 52px !important; }
  .f401k-auth-h2 { font-size: 44px !important; }
}
@media (max-width: 1024px) {
  .f401k-auth-hero { padding: 170px 40px 130px !important; min-height: auto !important; }
  .f401k-auth-h1 { font-size: 44px !important; }
  .f401k-auth-h2 { font-size: 38px !important; }
  .f401k-auth-lead { font-size: 22px !important; }
  .f401k-auth-section { padding: 60px 40px !important; }
  .f401k-auth-tldr li { font-size: 22px !important; }
  .f401k-auth-faq { grid-template-columns: 1fr !important; }
}
@media (max-width: 768px) {
  .f401k-auth-h1 { font-size: 36px !important; }
  .f401k-auth-h2 { font-size: 30px !important; }
  .f401k-auth-body, .f401k-auth-tldr li { font-size: 18px !important; }
  .f401k-auth-lead { font-size: 19px !important; }
  .f401k-auth-eyebrow { font-size: 15px !important; letter-spacing: 3px !important; }
  .f401k-auth-hero { padding: 140px 24px 100px !important; }
  .f401k-auth-hero::after { height: 70px !important; }
  .f401k-auth-section { padding: 50px 24px !important; }
  .f401k-auth-banner { padding: 22px 22px 20px !important; }
  .f401k-auth-faq summary { font-size: 19px !important; }
}
@media (max-width: 480px) {
  .f401k-auth-h1 { font-size: 28px !important; }
  .f401k-auth-h2 { font-size: 24px !important; }
  .f401k-auth-body, .f401k-auth-tldr li { font-size: 15px !important; }
  .f401k-auth-lead { font-size: 16px !important; }
  .f401k-auth-eyebrow { font-size: 12px !important; letter-spacing: 2px !important; }
  .f401k-auth-hero { padding: 110px 18px 80px !important; }
  .f401k-auth-btns { flex-direction: column; width: 100%; }
  .f401k-auth-btn { text-align: center; width: 100%; }
  .f401k-auth-faq summary { font-size: 16px !important; padding: 18px 20px !important; }
}

/* ════════════════════ SERVICES HERO — full coverage ════════════════════ */
@media (max-width: 1120px) {
  .f401k-svc-hero { padding: 120px 5% 140px !important; }
  .f401k-svc-h1 { font-size: 64px !important; }
}
@media (max-width: 1024px) {
  .f401k-svc-hero { padding: 100px 40px 120px !important; }
  .f401k-svc-h1 { font-size: 52px !important; }
  .f401k-svc-eyebrow { font-size: 16px !important; letter-spacing: 4px !important; }
  .f401k-svc-lead { font-size: 21px !important; }
  .f401k-svc-goldseam, .f401k-svc-whiteseam { height: 60px !important; }
}
@media (max-width: 768px) {
  .f401k-svc-hero { padding: 80px 24px 100px !important; }
  .f401k-svc-h1 { font-size: 38px !important; line-height: 1.15 !important; }
  .f401k-svc-eyebrow { font-size: 13px !important; letter-spacing: 3px !important; margin-bottom: 14px !important; }
  .f401k-svc-rule { margin-bottom: 20px !important; }
  .f401k-svc-lead { font-size: 18px !important; margin-bottom: 32px !important; }
  .f401k-svc-btn { padding: 16px 28px !important; font-size: 12px !important; }
  .f401k-svc-goldseam, .f401k-svc-whiteseam { height: 44px !important; }
}
@media (max-width: 480px) {
  .f401k-svc-h1 { font-size: 28px !important; }
  .f401k-svc-eyebrow { font-size: 11px !important; letter-spacing: 2px !important; }
  .f401k-svc-lead { font-size: 15px !important; }
  .f401k-svc-btn { width: 100%; text-align: center; }
}

/* ════════════════════ PRICING HERO — full coverage ════════════════════ */
@media (max-width: 1120px) {
  .f401k-pri-hero { padding: 120px 5% 0 !important; }
  .f401k-pri-content { padding-bottom: 130px !important; }
  .f401k-pri-h1 { font-size: 64px !important; margin-bottom: 44px !important; }
}
@media (max-width: 1024px) {
  .f401k-pri-hero { padding: 100px 40px 0 !important; }
  .f401k-pri-content { padding-bottom: 110px !important; }
  .f401k-pri-h1 { font-size: 52px !important; margin-bottom: 36px !important; }
  .f401k-pri-eyebrow { font-size: 16px !important; letter-spacing: 4px !important; }
  .f401k-pri-rule { margin-bottom: 36px !important; }
  .f401k-pri-lead { font-size: 21px !important; margin-bottom: 56px !important; }
  .f401k-pri-angledbottom { height: 68px !important; }
}
@media (max-width: 768px) {
  .f401k-pri-hero { padding: 80px 24px 0 !important; }
  .f401k-pri-content { padding-bottom: 90px !important; }
  .f401k-pri-h1 { font-size: 38px !important; line-height: 1.15 !important; margin-bottom: 28px !important; }
  .f401k-pri-eyebrow { font-size: 13px !important; letter-spacing: 3px !important; margin-bottom: 14px !important; }
  .f401k-pri-rule { margin-bottom: 24px !important; }
  .f401k-pri-lead { font-size: 18px !important; margin-bottom: 40px !important; }
  .f401k-pri-btn { padding: 16px 28px !important; font-size: 12px !important; }
  .f401k-pri-angledbottom { height: 50px !important; }
}
@media (max-width: 480px) {
  .f401k-pri-h1 { font-size: 28px !important; }
  .f401k-pri-eyebrow { font-size: 11px !important; letter-spacing: 2px !important; }
  .f401k-pri-lead { font-size: 15px !important; }
  .f401k-pri-btn { width: 100%; text-align: center; }
}

/* ════════════════════ SOLUTIONS — fully classed, works cleanly ════════════════════ */
@media (max-width: 1120px) {
  .f401k-sol-hero { padding: 200px 60px 160px !important; }
  .f401k-sol-hero h1 { font-size: 52px !important; }
}
@media (max-width: 1024px) {
  .f401k-sol-hero { padding: 170px 40px 130px !important; min-height: auto !important; }
  .f401k-sol-hero h1 { font-size: 44px !important; }
  .f401k-sol-hero-lead { font-size: 22px !important; }
  .f401k-sol-sechead h2 { font-size: 38px !important; }
}
@media (max-width: 768px) {
  .f401k-sol-hero { padding: 150px 24px 120px !important; min-height: 700px !important; }
  .f401k-sol-hero h1 { font-size: 36px !important; }
  .f401k-sol-hero-lead { font-size: 19px !important; }
  .f401k-sol-btn-gold, .f401k-sol-btn-ghost { padding: 18px 32px !important; font-size: 13px !important; }
  .f401k-sol-sechead { padding: 50px 24px 40px !important; }
  .f401k-sol-sechead h2 { font-size: 30px !important; }
  .f401k-sol-sechead p { font-size: 18px !important; }
}
@media (max-width: 480px) {
  .f401k-sol-hero h1 { font-size: 28px !important; }
  .f401k-sol-hero-lead { font-size: 16px !important; }
  .f401k-sol-hero-ctas { flex-direction: column; width: 100%; }
  .f401k-sol-btn-gold, .f401k-sol-btn-ghost { text-align: center; width: 100%; }
  .f401k-sol-sechead h2 { font-size: 24px !important; }
}

/* ════════════════════ BEYOND BUNDLED — .f401k-bb-* specific grids ════════════════════ */
@media (max-width: 1120px) {
  .f401k-bb-fails { grid-template-columns: 1fr 1fr; }
  .f401k-bb-stats { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 1024px) {
  .f401k-bb-gen3-cards { grid-template-columns: 1fr 1fr; }
  .f401k-bb-gen3 .gen3-head { font-size: 42px; }
  .f401k-bb-table thead tr th, .f401k-bb-table tbody tr td { padding: 18px 20px; font-size: 18px; }
}
@media (max-width: 768px) {
  .f401k-bb-fails { grid-template-columns: 1fr; }
  .f401k-bb-gen3-cards { grid-template-columns: 1fr; }
  .f401k-bb-stats { grid-template-columns: 1fr; }
  .f401k-bb-quote .qtext { font-size: 24px; }
}
@media (max-width: 480px) {
  .f401k-bb-gen3 .gen3-head { font-size: 30px; }
  .f401k-bb-table thead tr th, .f401k-bb-table tbody tr td { padding: 14px 14px; font-size: 15px; }
  .f401k-bb-quote .qtext { font-size: 19px; }
}

/* ════════════════════ EMPLOYEE EXPERIENCE — .f401k-ee-* specific grids ════════════════════ */
@media (max-width: 1120px) {
  .f401k-ee-features { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 1024px) {
  .f401k-ee-onboard-inner, .f401k-ee-fees-inner { grid-template-columns: 1fr; gap: 48px; }
  .f401k-ee-wellness-grid { grid-template-columns: 1fr; }
  .f401k-ee-quotestrip-inner { grid-template-columns: 1fr; text-align: center; }
  .f401k-ee-divider { display: none; }
  .f401k-ee-onboard .ob-head, .f401k-ee-fees .fee-head { font-size: 38px; }
}
@media (max-width: 768px) {
  .f401k-ee-features { grid-template-columns: 1fr; }
  .f401k-ee-onboard, .f401k-ee-fees, .f401k-ee-wellness, .f401k-ee-quotestrip { padding: 60px 24px !important; }
  .f401k-ee-onboard .ob-head, .f401k-ee-fees .fee-head { font-size: 30px; }
  .f401k-ee-qstat .qs-num { font-size: 44px; }
}
@media (max-width: 480px) {
  .f401k-ee-onboard .ob-head, .f401k-ee-fees .fee-head { font-size: 24px; }
  .f401k-ee-qstat .qs-num { font-size: 34px; }
}

/* ════════════════════ PSB PAGE — .f401k-psb prefix (standalone page, already had partial breakpoints — adding 1024/1120/480 to close gaps) ════════════════════ */
@media (max-width: 1120px) {
  .f401k-psb .psb-three-col, .f401k-psb .psb-process-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 1024px) {
  .f401k-psb .psb-hero h1 { font-size: 44px; }
  .f401k-psb .psb-callout-card { grid-template-columns: 1fr; text-align: center; gap: 24px; }
  .f401k-psb .psb-callout-div { display: none; }
  .f401k-psb .psb-who-grid, .f401k-psb .psb-challenge-grid { grid-template-columns: 1fr; }
  .f401k-psb .psb-stats-bar { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 480px) {
  .f401k-psb .psb-hero h1 { font-size: 30px; }
  .f401k-psb .psb-callout-num { font-size: 48px; }
  .f401k-psb .psb-total-num { font-size: 40px; }
}